{
  "note": "Postcode area lookups. Electricity regions verified against the industry grid supply point mapping. Water boundaries follow river catchments and do not align to postcodes, so water is approximate and flagged where an area is split.",
  "electricity": {
    "AB": "Northern Scotland",
    "AL": "Eastern England",
    "B": "West Midlands",
    "BA": "South Western England",
    "BB": "North Western England",
    "BD": "Yorkshire",
    "BH": "Southern England",
    "BL": "North Western England",
    "BN": "South Eastern England",
    "BR": "London",
    "BS": "South Western England",
    "CA": "North Western England",
    "CB": "Eastern England",
    "CF": "South Wales",
    "CH": "Merseyside and Northern Wales",
    "CM": "Eastern England",
    "CO": "Eastern England",
    "CR": "South Eastern England",
    "CT": "South Eastern England",
    "CV": "East Midlands",
    "CW": "Merseyside and Northern Wales",
    "DA": "South Eastern England",
    "DD": "Northern Scotland",
    "DE": "East Midlands",
    "DG": "Southern Scotland",
    "DH": "North Eastern England",
    "DL": "North Eastern England",
    "DN": "Yorkshire",
    "DT": "Southern England",
    "DY": "West Midlands",
    "E": "London",
    "EC": "London",
    "EH": "Southern Scotland",
    "EN": "Eastern England",
    "EX": "South Western England",
    "FK": "Southern Scotland",
    "FY": "North Western England",
    "G": "Southern Scotland",
    "GL": "West Midlands",
    "GU": "South Eastern England",
    "HA": "Eastern England",
    "HD": "Yorkshire",
    "HG": "North Eastern England",
    "HP": "Eastern England",
    "HR": "West Midlands",
    "HS": "Northern Scotland",
    "HU": "Yorkshire",
    "HX": "Yorkshire",
    "IP": "Eastern England",
    "IV": "Northern Scotland",
    "KA": "Southern Scotland",
    "KT": "South Eastern England",
    "KW": "Northern Scotland",
    "KY": "Southern Scotland",
    "L": "Merseyside and Northern Wales",
    "LA": "North Western England",
    "LE": "East Midlands",
    "LL": "Merseyside and Northern Wales",
    "LN": "East Midlands",
    "LS": "Yorkshire",
    "LU": "Eastern England",
    "M": "North Western England",
    "ME": "South Eastern England",
    "MK": "East Midlands",
    "ML": "Southern Scotland",
    "N": "London",
    "NE": "North Eastern England",
    "NG": "East Midlands",
    "NN": "East Midlands",
    "NP": "South Wales",
    "NR": "Eastern England",
    "NW": "London",
    "OL": "North Western England",
    "OX": "Southern England",
    "PE": "Eastern England",
    "PH": "Northern Scotland",
    "PL": "South Western England",
    "PO": "Southern England",
    "PR": "North Western England",
    "RG": "Southern England",
    "RH": "South Eastern England",
    "RM": "Eastern England",
    "S": "Yorkshire",
    "SA": "South Wales",
    "SE": "London",
    "SG": "Eastern England",
    "SK": "North Western England",
    "SL": "Southern England",
    "SM": "South Eastern England",
    "SN": "Southern England",
    "SO": "Southern England",
    "SP": "Southern England",
    "SR": "North Eastern England",
    "SS": "Eastern England",
    "ST": "West Midlands",
    "SW": "London",
    "SY": "West Midlands",
    "TA": "South Western England",
    "TD": "Southern Scotland",
    "TF": "West Midlands",
    "TN": "South Eastern England",
    "TQ": "South Western England",
    "TR": "South Western England",
    "TS": "North Eastern England",
    "TW": "Southern England",
    "UB": "Southern England",
    "W": "London",
    "WA": "Merseyside and Northern Wales",
    "WC": "London",
    "WD": "Eastern England",
    "WF": "Yorkshire",
    "WN": "North Western England",
    "WR": "West Midlands",
    "WS": "West Midlands",
    "WV": "West Midlands",
    "YO": "North Eastern England",
    "ZE": "Northern Scotland",
    "IG": "London",
    "LD": "West Midlands",
    "PA": "Southern Scotland"
  },
  "electricity_straddle": {
    "N": [
      "London",
      "Eastern England"
    ],
    "S": [
      "Yorkshire",
      "East Midlands"
    ],
    "YO": [
      "North Eastern England",
      "Yorkshire"
    ],
    "ST": [
      "West Midlands",
      "East Midlands"
    ],
    "SY": [
      "West Midlands",
      "Merseyside and Northern Wales"
    ],
    "PE": [
      "Eastern England",
      "East Midlands"
    ],
    "OX": [
      "Southern England",
      "West Midlands"
    ],
    "DA": [
      "South Eastern England",
      "London"
    ],
    "IG": [
      "London",
      "Eastern England"
    ],
    "CH": [
      "Merseyside and Northern Wales",
      "North Western England"
    ],
    "LD": [
      "West Midlands",
      "Merseyside and Northern Wales"
    ],
    "PA": [
      "Southern Scotland",
      "Northern Scotland"
    ],
    "TD": [
      "Southern Scotland",
      "North Eastern England"
    ]
  },
  "electricity_rates": {
    "London": [
      42.92,
      26.6
    ],
    "North Western England": [
      45.68,
      26.49
    ],
    "Southern England": [
      47.81,
      26.47
    ],
    "East Midlands": [
      51.45,
      25.36
    ],
    "Eastern England": [
      51.84,
      26.61
    ],
    "South Eastern England": [
      52.32,
      26.88
    ],
    "Northern Scotland": [
      55.14,
      26.35
    ],
    "South Wales": [
      55.41,
      26.55
    ],
    "South Western England": [
      55.58,
      26.58
    ],
    "West Midlands": [
      57.23,
      25.6
    ],
    "Southern Scotland": [
      61.41,
      26.11
    ],
    "North Eastern England": [
      61.58,
      25.46
    ],
    "Yorkshire": [
      61.67,
      25.6
    ],
    "Merseyside and Northern Wales": [
      67.66,
      27.86
    ]
  },
  "water_sewerage": {
    "NE": "Northumbrian",
    "DH": "Northumbrian",
    "SR": "Northumbrian",
    "TS": "Northumbrian",
    "DL": "Northumbrian",
    "BD": "Yorkshire Water",
    "HD": "Yorkshire Water",
    "HG": "Yorkshire Water",
    "HX": "Yorkshire Water",
    "HU": "Yorkshire Water",
    "LS": "Yorkshire Water",
    "WF": "Yorkshire Water",
    "YO": "Yorkshire Water",
    "BB": "United Utilities",
    "BL": "United Utilities",
    "CA": "United Utilities",
    "CW": "United Utilities",
    "FY": "United Utilities",
    "L": "United Utilities",
    "LA": "United Utilities",
    "M": "United Utilities",
    "OL": "United Utilities",
    "PR": "United Utilities",
    "SK": "United Utilities",
    "WA": "United Utilities",
    "WN": "United Utilities",
    "B": "Severn Trent",
    "CV": "Severn Trent",
    "DE": "Severn Trent",
    "DY": "Severn Trent",
    "LE": "Severn Trent",
    "NG": "Severn Trent",
    "ST": "Severn Trent",
    "TF": "Severn Trent",
    "WR": "Severn Trent",
    "WS": "Severn Trent",
    "WV": "Severn Trent",
    "GL": "Severn Trent",
    "CB": "Anglian",
    "CM": "Anglian",
    "CO": "Anglian",
    "IP": "Anglian",
    "NR": "Anglian",
    "SS": "Anglian",
    "PE": "Anglian",
    "NN": "Anglian",
    "MK": "Anglian",
    "LU": "Anglian",
    "AL": "Thames",
    "BR": "Thames",
    "CR": "Thames",
    "E": "Thames",
    "EC": "Thames",
    "EN": "Thames",
    "HA": "Thames",
    "HP": "Thames",
    "IG": "Thames",
    "KT": "Thames",
    "N": "Thames",
    "NW": "Thames",
    "OX": "Thames",
    "RG": "Thames",
    "RM": "Thames",
    "SE": "Thames",
    "SL": "Thames",
    "SM": "Thames",
    "SW": "Thames",
    "TW": "Thames",
    "UB": "Thames",
    "W": "Thames",
    "WC": "Thames",
    "WD": "Thames",
    "BN": "Southern",
    "CT": "Southern",
    "ME": "Southern",
    "PO": "Southern",
    "SO": "Southern",
    "TN": "Southern",
    "BA": "Wessex",
    "BH": "Wessex",
    "BS": "Wessex",
    "DT": "Wessex",
    "SP": "Wessex",
    "TA": "Wessex",
    "EX": "South West",
    "PL": "South West",
    "TQ": "South West",
    "TR": "South West",
    "CF": "Welsh Water",
    "SA": "Welsh Water",
    "NP": "Welsh Water",
    "LL": "Welsh Water"
  },
  "water_split": {
    "CH": [
      "United Utilities",
      "Welsh Water"
    ],
    "DA": [
      "Thames",
      "Southern"
    ],
    "DN": [
      "Yorkshire Water",
      "Anglian"
    ],
    "GU": [
      "Thames",
      "Southern"
    ],
    "HR": [
      "Welsh Water",
      "Severn Trent"
    ],
    "LD": [
      "Welsh Water",
      "Hafren Dyfrdwy"
    ],
    "LN": [
      "Anglian",
      "Severn Trent"
    ],
    "RH": [
      "Thames",
      "Southern"
    ],
    "S": [
      "Yorkshire Water",
      "Severn Trent"
    ],
    "SG": [
      "Anglian",
      "Thames"
    ],
    "SN": [
      "Thames",
      "Wessex"
    ],
    "SY": [
      "Severn Trent",
      "Hafren Dyfrdwy"
    ]
  },
  "water_bills": {
    "Southern": 759,
    "South West": 740,
    "Wessex": 695,
    "Welsh Water": 683,
    "Anglian": 674,
    "United Utilities": 660,
    "Thames": 658,
    "Yorkshire Water": 636,
    "Hafren Dyfrdwy": 635,
    "Severn Trent": 587,
    "Northumbrian": 535
  },
  "scotland": [
    "AB",
    "DD",
    "DG",
    "EH",
    "FK",
    "G",
    "HS",
    "IV",
    "KA",
    "KW",
    "KY",
    "ML",
    "PA",
    "PH",
    "TD",
    "ZE"
  ],
  "benchmarks": {
    "energy": {
      "value": 1723,
      "unit": "yr",
      "label": "Ofgem price cap at typical use, dual fuel, direct debit"
    },
    "water": {
      "value": 639,
      "unit": "yr",
      "label": "Average household bill, England and Wales"
    },
    "broadband": {
      "value": 31.05,
      "unit": "mth",
      "label": "Ofcom average standalone broadband spend"
    },
    "mobile": {
      "value": 18,
      "unit": "mth",
      "label": "Ofcom average SIM only spend"
    },
    "council-tax": {
      "value": 2392,
      "unit": "yr",
      "label": "Average Band D, England 2026/27"
    },
    "motor": {
      "value": 566,
      "unit": "yr",
      "label": "ABI average motor premium paid, Q2 2026"
    },
    "home": {
      "value": 383,
      "unit": "yr",
      "label": "ABI average buildings and contents premium"
    }
  },
  "bands": {
    "A": 0.6667,
    "B": 0.7778,
    "C": 0.8889,
    "D": 1.0,
    "E": 1.2222,
    "F": 1.4444,
    "G": 1.6667,
    "H": 2.0
  }
}